What if I invested $10 a day in S&P 500?
If you had bought $10 of S&P 500 every day since January 2022, you would have put in $17,800 and it would be worth $26,895 today (+51.1%). Change the amount, frequency or start date and compare with other assets.
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$10 a day in S&P 500: results by period
| Period | Invested | Now | Result |
|---|---|---|---|
| 1 year | $3,800 | $3,999.33 | +5.25% |
| 3 years | $11,110 | $14,057 | +26.5% |
| 5 years | $18,410 | $27,951 | +51.8% |
| 10 years | $36,670 | $80,553 | +120% |
| Since Jan 2000 | $98,160 | $588,447 | +499% |
FAQ
How much would I have if I invested $10 a day in S&P 500 since January 2022?
You would have invested $17,800, and as of November 2026 it would be worth $26,895 (+51.1%). Based on monthly closing prices, before fees and taxes.
What would $1,000 invested in S&P 500 5 years ago be worth today?
A one-time $1,000 investment in S&P 500 5 years ago would be worth $1,770.46 today (+77.0%).
Which was better to buy daily over the last 5 years: S&P 500 or Bitcoin?
$10 a day over the last 5 years would have returned +51.8% for S&P 500 and +49.6% for Bitcoin. Past performance does not guarantee future results.
Is it worth buying S&P 500 (SPY) every day?
Historically, buying S&P 500 with $10 a day returned +5.25% over the last year and +51.8% over 5 years. Use the calculator above to test other amounts, weekly or monthly purchases and other start dates.
What is DCA (dollar-cost averaging)?
DCA means buying an asset for the same amount at regular intervals, whatever the price. You buy more when it is cheap and less when it is expensive, which smooths volatility and removes the need to time the market.
Similar assets: ETF
| Name | Price | 24h | DCA 5Y | |
|---|---|---|---|---|
| QQNasdaq-100QQQ | $679.89 | −1.20% | +62.4% | |
| VTUS Total MarketVTI | $371.11 | −0.40% | +50.4% | |
| SMSemiconductors (VanEck)SMH | $486.75 | −2.99% | +162% | |
| SOSemiconductors (iShares)SOXX | $149.30 | −3.67% | +133% |
This S&P 500 (SPY) DCA calculator shows how much you would have made by investing in S&P 500 regularly — every day, week or month — instead of all at once. It is a free investment calculator for dollar-cost averaging into crypto, stocks and gold.